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Affordable Housing Budgets Use Total Cost of Ownership (TCO)

New Home Total Cost of Ownership

Just as "beauty is in the eye if the beholder," affordable items are bought with the buyer's wallet.

For long term investments like homes, there's a need to determine if you measure cost in initial out-of-pocket, lifetime of loan, or total cost of ownership (TCO). This last metric leans toward a mix of up front fees, monthly loan service, maintenance, and utilities when totaled.

Penny Pinching for Downsizers

A newspaper reporter got in contact for ideas on an article on Penny Pinching. Here's what we sent...

We're focused on downsizing, so these are top of mind, and may (or may not [>:-) relate:

Little Old Cabins of 4-Wheel Drive, Carova Beach, NC

Serendipity, The Rodanthe House, seen in it's original location along the Atlantic Ocean before being relocated

Scores of cute little dilapidated cabins, cottages, and beach houses lie a wee bit North of Corolla on North Carolina's Outer Banks.

Intentional Community Founded by Tiny House People

I'm a member of a local meetup trying to establish an ecovillage in the area, and have hopes for using tiny houses, cozy cabins, and semi-mobile cottages (e.g. skid-based). These might be a small collection of starter homes for ones that comprise a larger neighborhood of sustainably built homes.

Actively Downsizing in 10 Easy Steps!

Christmas ornaments from our childhood that remained boxed for years #ActivelyDownsizing

We've been ‪"actively downsizing" for the past couple of years in anticipation of making a move to a smaller space. Seriously, 1600 sq. ft. is more than we need, even for a family of 4 with 2 dogs and a cat.

Here's what's working for us:

Website Plan for TimberTrails.TV

We all know that sometimes progress is measured in inches, and small steps will eventually bring you home.

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